How to stop repossession
It's not too late, even hours before an eviction, to act to stop repossession. We
can work with you to find the most suitable solution to suit your goals and situation.
And we act quickly.
We understand you'll be facing difficult decisions about your home. We treat each
situation sympathetically, and know that everybody's case is unique.
Don't give up if you can't reach an agreement with your mortgage lender to save
your home. We can offer flexible alternatives to help keep you living where you
are.
Remember, a call to us is free. We don't charge any fees for valuations or for assessing
your situation. And you're under no obligation to proceed with any of the solutions
we present to you. We'll also cover legal fees so you can be represented by specialist
repossession lawyers to help buy you more time in your home.
Here's how we've helped many people stop repossession:
Straight purchase
We buy your house quickly. This avoids repossession (and credit black listing and
a repossession registry entry). If you raise sufficient funds to clear your mortgage
account, any surplus equity can be released as cash for your immediate use. This
can go towards a new house, rental deposit, or simply help you get back on your
feet.
Sale and rent back
We can introduce you to a regulated sale and rent back firm who may be able to arrange
for your home to be bought and rented back to you.
Rent back with an option to buy back
The sale and rent back firm we can introduce you to may be able to offer you the opportunity
to buy the property back at a later date.
Raise equity quickly but get full-market value
We can provide immediate funds to clear your debt and to remove the threat of eviction.
This is secured by an option to buy your home in our favour after an agreed time
period (usually 6-9 months). During this time we'll pay your ongoing monthly mortgage
payments, so you need not worry about falling behind again. You'll also have breathing
space to sell your house in a controlled manner at the full market value. You can
then buy out our option for an agreed fee - and you can pocket any cash equity.
Remember you're not under any obligation to proceed when we make you an offer. Our
aim is to help find a mutually beneficial solution for both of us.
‘Finding your advert in the local paper was an answer to my prayers. I felt straight away after talking to Sarah that a weight had been lifted. Everything went very well and quickly. Both Sarah and Paul, who visited were lovely and friendly.
Mrs M, Great Yarmouth
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