How to stop repossession
It's not too late, even hours before an eviction, to act to stop repossession. We
can work with you to find the most suitable solution to suit your goals and situation.
And we act quickly.
We understand you'll be facing difficult decisions about your home. We treat each
situation sympathetically, and know that everybody's case is unique.
Don't give up if you can't reach an agreement with your mortgage lender to save
your home. We can offer flexible alternatives to help keep you living where you
are.
Remember, a call to us is free. We don't charge any fees for valuations or for assessing
your situation. And you're under no obligation to proceed with any of the solutions
we present to you. We'll also cover legal fees so you can be represented by specialist
repossession lawyers to help buy you more time in your home.
Here's how we've helped many people stop repossession:
Straight purchase
We buy your house quickly. This avoids repossession (and credit black listing and
a repossession registry entry). If you raise sufficient funds to clear your mortgage
account, any surplus equity can be released as cash for your immediate use. This
can go towards a new house, rental deposit, or simply help you get back on your
feet.
Sale and rent back
We can buy your house, and rent it back to you at the market rate, sometimes we
can even agree a rent-free period, giving you time and breathing space to clear
other debts.
Rent back with an option to buy back
In addition to renting your home back to you, we can give you an option to buy back
your home, for an agreed price, when your situation improves.
Raise equity quickly but get full-market value
We can provide immediate funds to clear your debt and to remove the threat of eviction.
This is secured by an option to buy your home in our favour after an agreed time
period (usually 6-9 months). During this time we'll pay your ongoing monthly mortgage
payments, so you need not worry about falling behind again. You'll also have breathing
space to sell your house in a controlled manner at the full market value. You can
then buy out our option for an agreed fee - and you can pocket any cash equity.
Remember you're not under any obligation to proceed when we make you an offer. Our
aim is to help find a mutually beneficial solution for both of us.
They are friendly, discreet and very helpful. They put us at ease at a very stressful time and above all no pressure for us to sell. Excellent.
Mrs S
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